AML
Anti-Money Laundering (AML) Policy
Last Updated: April 28, 2025
Unaxi Technologies ("Unaxi," "we," "us," or "our") is committed to preventing money laundering, terrorist financing, and other illicit activities on our AI-driven trading platform and blockchain-based token ecosystem (Unaxi-Gold). This Anti-Money Laundering (AML) Policy outlines our procedures to ensure compliance with applicable AML laws and regulations, safeguard our users, and maintain the integrity of our services. By using our website (unaxi.com), participating in the Unaxi-Gold token presale, or engaging with our services, you agree to comply with this policy.
1. Purpose and Scope
The purpose of this AML Policy is to:
Prevent the use of Unaxi’s platform for money laundering, terrorist financing, or other illegal activities.
Comply with global AML regulations, including those set by the Financial Action Task Force (FATF), and applicable laws in jurisdictions where we operate.
Protect our users, investors, and the broader financial ecosystem from financial crime. This policy applies to all users, including individuals and entities, who access our services, purchase Unaxi-Gold tokens, or interact with our platform.
2. Definitions
AML: Anti-Money Laundering, referring to laws, regulations, and procedures to prevent the use of financial systems for illicit purposes.
KYC: Know Your Customer, the process of verifying user identities to ensure compliance with AML requirements.
Unaxi-Gold Token: A blockchain-based token representing ownership in the Unaxi gold trading fund, deployed on the Polygon network.
Presale: The initial offering phase for Unaxi-Gold tokens, subject to AML and KYC requirements.
Platform Equity: The adjusted equity used for token pricing, calculated as Broker Equity minus 30% of floating profit (if positive).
Suspicious Activity: Any transaction or behavior that may indicate money laundering, terrorist financing, or other illegal conduct.
3. AML Compliance Program
Unaxi has implemented a robust AML compliance program, which includes the following components:
3.1. Know Your Customer (KYC)
Identity Verification: Users participating in the Unaxi-Gold token presale or accessing certain platform features must complete KYC verification. This may include:
Full name, date of birth, and nationality.
Government-issued identification (e.g., passport, driver’s license).
Proof of address (e.g., utility bill or bank statement).
Additional documentation for entities (e.g., business registration, beneficial owner details).
Third-Party KYC Providers: We partner with trusted KYC providers to verify identities securely and efficiently.
Ongoing Monitoring: User accounts and transactions are monitored for changes in behavior or risk profile.
3.2. Transaction Monitoring
Blockchain Transactions: All Unaxi-Gold token transactions on the Polygon network are recorded on a public ledger, enabling transparency and traceability.
Real-Time Monitoring: We use automated tools to monitor transactions for suspicious patterns, such as:
Large or frequent token purchases without clear justification.
Transfers to or from high-risk wallets or jurisdictions.
Transactions inconsistent with a user’s KYC profile.
Broker Transactions: Trading activities (e.g., gold trading via our AI robot) are monitored to ensure they align with legitimate financial objectives.
3.3. Risk Assessment
We conduct risk assessments for users, transactions, and jurisdictions based on:
Geographic location (e.g., high-risk jurisdictions per FATF guidelines).
Transaction volume and frequency.
User profile and KYC data.
High-risk users or transactions may require enhanced due diligence (EDD), including additional documentation or source-of-funds verification.
3.4. Suspicious Activity Reporting
Suspected money laundering or terrorist financing activities are reported to relevant authorities in accordance with applicable laws.
Users involved in suspicious activities may have their accounts suspended or terminated, and their data shared with regulators as required.
4. User Responsibilities
By using Unaxi’s services, you agree to:
Provide accurate and complete information during KYC verification.
Use the platform and Unaxi-Gold tokens for legitimate purposes only.
Notify Unaxi immediately if you suspect unauthorized access to your account or wallet.
Comply with all applicable AML laws in your jurisdiction.
Prohibited activities include, but are not limited to:
Using Unaxi’s services to launder money, finance terrorism, or engage in fraud.
Providing false or misleading information during KYC or registration.
Attempting to obscure the source or destination of funds.
5. Token Presale and AML
KYC for Presale: All participants in the Unaxi-Gold token presale must complete KYC verification to ensure compliance with AML regulations.
Source of Funds: Users may be required to provide proof of the source of funds (e.g., bank statements, crypto wallet history) for large token purchases.
Transaction Limits: We may impose limits on token purchases to mitigate AML risks, subject to risk assessment.
Blockchain Transparency: All token transactions are recorded on the Polygon blockchain and accessible via the Transparency page on unaxi.com.
6. AI Trading Robot and AML
Fee Allocation: The Unaxi AI trading robot receives a 30% fee on realized profits in Unaxi-Gold tokens, allocated to a designated Fee Wallet on Polygon. These transactions are publicly verifiable.
Broker Monitoring: Trading activities conducted by the robot (e.g., gold trading) are monitored to ensure compliance with AML standards.
Equity Calculation: The Platform Equity (Broker Equity minus 30% of floating profit) used for token pricing is calculated transparently to prevent manipulation.
7. Data Protection and AML
Personal data collected for AML purposes (e.g., KYC documents) is protected in accordance with our Privacy Policy.
KYC data is stored securely with encryption and restricted access, retained for 5–7 years as required by AML regulations.
Blockchain data (e.g., wallet addresses, token transfers) is public on Polygon but pseudonymized unless linked to identifiable information.
8. Cooperation with Authorities
Unaxi cooperates fully with law enforcement, regulatory bodies, and international organizations to combat money laundering and terrorist financing.
We may share user data (e.g., KYC records, transaction details) with authorities if required by law or in response to a valid request.
9. Training and Awareness
Unaxi’s team members receive regular AML training to identify and address risks.
We educate users about AML compliance through our website, support channels, and social media (@UnaxiBot).
10. Policy Enforcement
Failure to comply with this AML Policy may result in:
Suspension or termination of your account.
Freezing of Unaxi-Gold tokens or related transactions.
Reporting to relevant authorities.
Unaxi reserves the right to take additional measures to protect the platform and its users from illicit activities.
11. Changes to This Policy
We may update this AML Policy to reflect changes in regulations, our operations, or industry standards. Updates will be posted on unaxi.com, and significant changes will be communicated via email or social media (@UnaxiBot). Continued use of our services constitutes acceptance of the revised policy.
12. Contact Us
For questions, concerns, or to report suspicious activity, please contact:
Social Media: @UnaxiBot on Twitter and Telegram
Website: unaxi.com/support
Unaxi is dedicated to fostering a secure and compliant environment for all users. Thank you for helping us maintain a trusted platform.
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